Tuesday, September 15, 2009

The Power of Credit Karma



By Matthew Maillet

Staying on top of your personal credit score rating is an integral part of consumer finance. With that said, many “free” online credit checks include fine print details that limit user accessibility. One online tool that has been gaining attention recently is creditkarma.com. Credit Karma is a pro-consumer resource that gives registered users access to unlimited credit checks. Registering on the site only takes a few minutes, and once you have proven your identity you are granted access to constant credit checks as well as various tools that help consumers improve their score.
As of February 2009, Credit Karma had already provided 250,000 registered users with over 850,000 free credit checks. Aside from unrestricted access to constant credit checks, the website also partners up with a number of credit card companies, mortgage lenders, and banks to provide users with a number of excellent tools for building positive credit. Credit Karma is the perfect resource for college students on a tight budget whom would like to stay informed about their credit scores. “The first step to improving your credit is -- knowing where you stand” (Haley). With that said, there is no reason not to register on CreditKarma.com

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